Three-wheeled autocycles like the Polaris Slingshot have become a common sight on Cedar Rapids streets and Iowa backroads. They sit somewhere between a car and a motorcycle, and that in-between status is exactly why insurance questions come up so often.<\/p>\n
A 2016 Iowa law created a separate vehicle category for autocycles. To qualify, a vehicle must have been originally designed with two front wheels and one rear wheel, a steering wheel instead of handlebars, no more than two seats that don’t require straddling, and foot pedals for the brakes and acceleration. Under Iowa law, an autocycle is not a motorcycle.<\/p>\n
Insurers don’t all handle autocycles the same way. Some write them on a motorcycle policy, others on an auto policy, and some may not insure them at all. The type of policy can change the coverage details, so it’s worth comparing:<\/p>\n
Autocycle rules differ from state to state. Some states may require a helmet or treat these vehicles differently for licensing, so check the rules before crossing state lines.<\/p>\n
Riders who also own traditional bikes may want to review both vehicles together. Our post on motorcycle insurance for rally riders<\/a> covers more two-wheel considerations.<\/p>\n Weinstein Insurance in Cedar Rapids, IA can help you compare options for your autocycle and explain how your motorcycle insurance<\/a> or auto policy would respond. Policy terms vary by carrier. Riders throughout Cedar Rapids, IA and Linn County can reach out to Weinstein Insurance<\/a> with questions.<\/p>\n","protected":false},"excerpt":{"rendered":" Three-wheeled autocycles like the Polaris Slingshot have become a common sight on Cedar Rapids streets and Iowa backroads. They sit somewhere between a car and a motorcycle, and that in-between status is exactly why insurance questions come up so often. How Iowa Defines an Autocycle A 2016 Iowa law created a separate vehicle category for […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[12,23,11],"class_list":["post-79","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-cedar-rapids","tag-motorcycle-insurance","tag-weinstein-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t